Here are some tips from the pros on how to buy precious metals the easiest ways possible (all of our payment options are listed below for your convenience):
Pro Tips
Tip #1
Debit cards are accepted with no surcharge. If you plan to use your Debit card in our store (our most popular option by far) please be advised that your bank will want to know that it is YOU using your own card (this usually kicks in at $3,000+). This is for your protection, and can be made easy with a simple phone call to the number on the back of your card. Tell them you are about to make a purchase of a price-sensitive item and you need it to run as “US Debit with PIN number” and they can temporarily increase your security limit. This can be done before or at the time of your transaction, these calls usually take about 10-12 minutes.
Tip #2
Bank Wires are easier than they used to be. With a few emails back and forth to confirm pricing (and to formally lock in your prices) you’ll be able to take a couple of pieces of paper (or just your phone) to your bank and they’ll do all the work for you. No need to withdraw cash, no need to change your Debit card limits, and you’ll be able to pick up your order in three business days – often having to make only one trip. Most banks charge around $12-$15 to send a wire, and this is most popular with our out of town customers.
Tip #3
Cash is still very popular, but does require a little bit more time and can sometimes lead to reporting thresholds (more information at the bottom). Do your homework, and know that Debit cards are granted the same price as cash as a courtesy to make your purchase easier.
We accept a wide variety of payment options, each with their own benefits and timings. Our most popular payment options are Debit and Personal Check, but we are open to all of the following:
Cash: Lowest price and immediate pickup available
Debit with PIN number:
Lowest price and immediate pickup available
Credit Card: Processing fee of up to 4.2% and immediate pickup available
Personal Check/ACH:
Lowest price and pickup on or after 10 business days
Bank Wire: Lowest price and pickup on or after 3 business days
Zelle: Lowest price and immediate pickup avaialble; please note that Zelle has different limits for different accounts / usage habits (it may also take a few days to fully set up a new account - but well worth the future convenience). Most major banks provide Zelle within their online banking services.
(We do not accept cashier’s checks; personal checks are better and have the same pickup timing as a cashier’s check would have had anyway)
